Which action is NOT empowered to the Commissioner?

The action that is not empowered to the Commissioner is making rules that align with neighboring states. The Commissioner of Insurance has the authority to enforce state laws and regulations governing insurance practices within their jurisdiction. This includes enforcing regulations on premium rates, issuing licenses to insurance producers, and conducting investigations into consumer complaints. However, the process of making rules that are consistent specifically with those of neighboring states is generally not within the Commissioner's scope of responsibilities.

The reason for this is that each state operates under its own regulatory framework, and while collaboration or uniformity with neighboring states can occur, the Commissioner must primarily act based on the statutes and regulations set forth by their own state government. This autonomy is essential in maintaining the integrity and specificity of state insurance laws, which may differ significantly from those of other states.